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Medicare

Employee

Assistance

You have options after age 65.

We help you understand your choices.

We work with Medicare-eligible individuals to help them understand the process of choosing a Medicare plan that meets their individual medical and financial needs.

Brown & Brown Eligibility Services assists Brown & Brown employees and their families with Medicare decisions.

Even if you have health insurance, it is important to be informed about all your insurance options. When it comes to Medicare, making uninformed decisions can lead to costly financial penalties. Our team has assisted thousands of individuals with Medicare enrollment through our customized consultation process:

Engage

Our eligibility specialists contact individuals turning 65 within four months or aged 65+, initiating educational conversations.

Educate

We provide education on Medicare basics and the different Medicare plan options that are available in your area.

Enroll

We compare the available plans in your region and check to see which plan aligns with your specific providers, prescription drugs, and pharmacies, giving you the most flexibility and support.

Learn More

Our eligibility specialists take the time to answer your Medicare questions and help you learn about affordable Medicare plans near you, how the different Parts of Medicare could benefit you, and how to enroll in Medicare. Reach out today!

WORKING WITH US

Working with our eligibility specialists and licensed agents is simple and helps employees and their families feel confident in their Medicare decisions.

We provide a free consultative session to any employee or family member who would like to learn more about their Medicare options. These services are completely voluntary and available at no cost.

When and if an employee or their family members would like to pursue Medicare benefits, our team can also assist with selecting a plan that meets their medical and financial needs.

Understanding the different parts of Medicare

All beneficiaries start with Original Medicare

Parts A & B cover many services but have no limits on client expenses.

Part A

Hospital Insurance

Part B

Medical Insurance

  • Covers inpatient hospital care, short-term skilled nursing/rehab facilities, and hospice care
  • Premium-free for most beneficiaries
  • Hospital deductible $1,676 per benefit period
  • Hospital coinsurance $419 for days 61-90
  • Covers doctor’s office visits, outpatient/day procedures and therapies, specified preventive services, and durable medical equipment
  • Premium of $185.00
  • Medical deductible $257 per year
  • Medical coinsurance 20%
Additional plans offered through private insurers

Part C

Medicare Advantage

Part D

Prescription Drug

Medicare Supplement

Medigap

  • Advantage plans offer all the benefits of Part A, B, & D through a private insurance company
  • Some Advantage plans may also include some dental or vision coverage
  • Offered through private insurers
  • Provides access to prescription medications
  • Offered through private insurers
  • Designed to work with Original Medicare
  • Can cover Part A & B coinsurance, deductibles, and copayments

Understanding the different parts of Medicare

All beneficiaries start with Original Medicare

Parts A & B cover many services but have no limits on client expenses.

Part A

Hospital Insurance

  • Covers inpatient hospital care, short-term skilled nursing/rehab facilities, and hospice care
  • Premium-free for most beneficiaries

Part B

Medical Insurance

  • Covers doctor’s office visits, outpatient/day procedures and therapies, specified preventive services, and durable medical equipment
Additional plans offered through private insurers

Part C

Medicare Advantage

  • Advantage plans offer all the benefits of Part A, B, & D through a private insurance company
  • Some Advantage plans may also include some dental or vision coverage

Part D

Prescription Drug

  • Offered through private insurers
  • Provides access to prescription medications

Medicare Supplement

Medigap

  • Offered through private insurers
  • Designed to work with Original Medicare
  • Can cover Part A & B coinsurance, deductibles, and copayments

Contact us to learn more about our Eligibility Services.

Brown & Brown Eligibility Services is a division of Brown & Brown Absence Services Group.

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.