Medicare
Employee
Assistance
You have options after age 65.
We help you understand your choices.
Brown & Brown Eligibility Services assists Brown & Brown employees and their families with Medicare decisions.
Even if you have health insurance, it is important to be informed about all your insurance options. When it comes to Medicare, making uninformed decisions can lead to costly financial penalties. Our team has assisted thousands of individuals with Medicare enrollment through our customized consultation process:
Engage
Our eligibility specialists contact individuals turning 65 within four months or aged 65+, initiating educational conversations.
Educate
We provide education on Medicare basics and the different Medicare plan options that are available in your area.
Enroll
We compare the available plans in your region and check to see which plan aligns with your specific providers, prescription drugs, and pharmacies, giving you the most flexibility and support.
Learn More
WORKING WITH US
Working with our eligibility specialists and licensed agents is simple and helps employees and their families feel confident in their Medicare decisions.
We provide a free consultative session to any employee or family member who would like to learn more about their Medicare options. These services are completely voluntary and available at no cost.
When and if an employee or their family members would like to pursue Medicare benefits, our team can also assist with selecting a plan that meets their medical and financial needs.
Understanding the different parts of Medicare
All beneficiaries start with Original Medicare
Parts A & B cover many services but have no limits on client expenses.
Part A
Hospital Insurance
Part B
Medical Insurance
- Covers inpatient hospital care, short-term skilled nursing/rehab facilities, and hospice care
- Premium-free for most beneficiaries
- Hospital deductible $1,676 per benefit period
- Hospital coinsurance $419 for days 61-90
- Covers doctor’s office visits, outpatient/day procedures and therapies, specified preventive services, and durable medical equipment
- Premium of $185.00
- Medical deductible $257 per year
- Medical coinsurance 20%
Additional plans offered through private insurers
Part C
Medicare Advantage
Part D
Prescription Drug
Medicare Supplement
Medigap
- Advantage plans offer all the benefits of Part A, B, & D through a private insurance company
- Some Advantage plans may also include some dental or vision coverage
- Offered through private insurers
- Provides access to prescription medications
- Offered through private insurers
- Designed to work with Original Medicare
- Can cover Part A & B coinsurance, deductibles, and copayments
Understanding the different parts of Medicare
All beneficiaries start with Original Medicare
Parts A & B cover many services but have no limits on client expenses.
Part A
Hospital Insurance
- Covers inpatient hospital care, short-term skilled nursing/rehab facilities, and hospice care
- Premium-free for most beneficiaries
Part B
Medical Insurance
- Covers doctor’s office visits, outpatient/day procedures and therapies, specified preventive services, and durable medical equipment
Additional plans offered through private insurers
Part C
Medicare Advantage
- Advantage plans offer all the benefits of Part A, B, & D through a private insurance company
- Some Advantage plans may also include some dental or vision coverage
Part D
Prescription Drug
- Offered through private insurers
- Provides access to prescription medications
Medicare Supplement
Medigap
- Offered through private insurers
- Designed to work with Original Medicare
- Can cover Part A & B coinsurance, deductibles, and copayments
Contact us to learn more about our Eligibility Services.
Brown & Brown Eligibility Services is a division of Brown & Brown Absence Services Group.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.