Medicare

Employee

Assistance

You have options after age 65.

We help you understand your choices.

We work with Medicare-eligible individuals to help them understand the process of choosing a Medicare plan that meets their individual medical and financial needs.

The Medicare Employee Assistance team assists Brown & Brown employees and their families with Medicare decisions.

Even if you have health insurance, it’s important to be informed about all your coverage options. Medicare may be an alternative to your current health insurance plan, and while you may choose to stay on your existing coverage, reviewing your options can help you make the most informed—and cost-effective—decision. Making uninformed choices about Medicare can lead to costly financial penalties. Our team has helped thousands of individuals confidently navigate Medicare plan choices through personalized, one-on-one consultations.

WORKING WITH US

Engage

Our eligibility specialists are available to guide those nearing age 65, or already Medicare-eligible, by providing education and support. Working with our team is straightforward and designed to give employees and their families peace of mind when making Medicare decisions.

Educate

We make Medicare easier to understand by explaining the basics and reviewing the plan options available in your area. Any employee or family member can take advantage of a no-obligation consultation to explore their Medicare choices. These services are completely voluntary and offered at no cost.

Enroll

As part of the process, we compare plans in your region to determine which options best align with your doctors, prescriptions, and pharmacies assuring flexibility and support. If you choose to move forward with Medicare, our team is here to guide you through enrollment and help you select a plan that fits your medical and financial needs, making the experience as smooth as possible.

Learn More

Our eligibility specialists take the time to answer your Medicare questions and help you learn about affordable Medicare plans near you, how the different Parts of Medicare could benefit you, and how to enroll in Medicare. Reach out today!

Email Us

Call Us

Understanding the different parts of Medicare

Medicare coverage begins with Original Medicare.

Eligibility is based on certain requirements, including work history. For most employees, enrollment is not automatic and requires an individual to take action unless they are already receiving Social Security benefits.

Parts A & B cover many services but have no limits on client expenses.

Part A

Hospital Insurance

Part B

Medical Insurance

Covers inpatient hospital care, short-term skilled nursing/rehab facilities, and hospice care
Premium-free for most beneficiaries
Hospital deductible $1,736 per benefit period
Hospital coinsurance $434 for days 61-90

Covers doctor’s office visits, outpatient/day procedures and therapies, specified preventive services, and durable medical equipment
Premium of $202.90
Medical deductible $283 per year
Medical coinsurance 20%

Additional plans offered through private insurers

Part C

Medicare Advantage

Part D

Prescription Drug

Medicare Supplement

Medigap

Advantage plans offer all the benefits of Part A, B, & D through a private insurance company
Some Advantage plans may also include some dental or vision coverage

Offered through private insurers
Provides access to prescription medications

Offered through private insurers
Designed to work with Original Medicare
Can cover Part A & B coinsurance, deductibles, and copayments