For individuals who become disabled and unable to work, finding financial security through sources such as SSDI or LTD is key. Some individuals may even end up receiving both payments, for at least a short period of time. While each benefit helps to offset the income loss due to a disabling condition(s), there are many differences between them. To learn more about the key differences between SSDI and LTD, please review the list we have compiled below.
When an individual applies for SSDI benefits, the claim will be touched by several parties as key documentation is filed, evidence is collected, and decisions are issued. We’ve compiled a list of eight of the roles that will be closely involved in a claimant’s application, as well as some who play pivotal roles in keeping the claims process consistent and fair for all SSDI applicants.
When filing for SSDI benefits, claimants may seek professional representation to help increase their chances of obtaining an award. Before beginning the application process, it is important that both the claimant and representative believe doing so will provide a favorable outcome. While a claimant may feel that working with a representative is the best course of action, there are many reasons why a representative may choose not to move forward in representing a claim. We have created this resource to highlight some of the reasons SSDI representatives may choose not to pursue an SSDI claim.
Once SSA has determined that a claimant meets the medical requirements for SSDI benefits, there are additional non-medical factors that must be reviewed prior to benefits being calculated and payments released. Despite being medically approved for SSDI benefits, payments may be reduced, delayed, or stopped completely for a variety of reasons. We have created this resource to highlight the most critical factors that may affect an SSDI award.
SSA administers disability benefits across the United States. Even though benefits are administered at a federal level, local and state offices are responsible for SSDI applications and making claim decisions. Due to varying populations, staffing differences, and the overall number of applications, the SSDI application process tends to vary from state to state. We have compiled this piece to highlight some noteworthy geographical differences that may interest you.
SSA maintains a strict set of rules around how an individual may qualify for SSDI benefits. While SSDI applicants represent a wide variety of ages and health conditions, all claimants are subject to the same general requirements when SSA is considering whether to award or deny their claim for benefits. We’ve compiled this list to highlight some of the most common reasons why an SSDI claim might be denied.
Individuals applying for SSDI face many challenges as they battle health conditions that prevent them from working. These obstacles, coupled with financial strain and uncertainty about the future, leave SSDI claimants susceptible to developing a “disability mindset.” It is important to recognize some of the signs and triggers of the disability mindset so claimants who are struggling can receive the help and encouragement they need.
The SSDI process can be daunting, particularly for those who are applying for the first time. These claimants may raise concerns about the process and be hesitant to move forward with an application. We have compiled a list of the most common objections claimants may have when applying for SSDI benefits, and how best to address those.
SSA offers many work incentives to help SSDI beneficiaries successfully return to work while continuing to receive medical coverage and/or benefit payments.
Each year, over 65 million individuals receive cash benefits from SSA. Social Security Retirement benefits and SSDI benefits account for nearly ninety percent of these benefits. While the two programs have many similarities, we created this resource to highlight some of the key distinctions.