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Identifying key differences in covered leave

Identifying key differences in covered leave

There is no universally accepted definition of covered leave. Across the United States, what constituents a “covered leave” varies at each level, starting at the federal government and trickling down to individual employers. While coverage may overlap at each level,...
Understanding the Medicare Part D Donut Hole

Understanding the Medicare Part D Donut Hole

Nearly 50 million individuals receive prescription drug coverage through a Medicare Part D plan. As with other Medicare options, Part D plans range in cost and coverage. This means choosing the plan that best fits your unique needs may be difficult but is incredibly...
Disabled and Unable to Work – Two Potential Paths

Disabled and Unable to Work – Two Potential Paths

Individuals who find themselves unable to work due to a disabling condition will likely find there are several important decisions to make to protect their financial future. For those disabled individuals who are over age 62 but have not yet retained “full retirement...
An inside look at the experience of applying for SSDI benefits

An inside look at the experience of applying for SSDI benefits

Each year, hundreds of thousands of individuals apply for the financial protection afforded to them by Social Security Disability Insurance (SSDI) benefits. The process to apply for benefits is often long and complex, with most applicants receiving at least one denial...
Common misconceptions about applying for SSDI benefits

Common misconceptions about applying for SSDI benefits

Applying for Social Security Disability Insurance (SSDI) benefits can be a complex and frustrating process. It often involves the filing of several applications and appeals and can include interactions with multiple divisions of the Social Security Administration...
SSDI & COBRA — Know your options

SSDI & COBRA — Know your options

If you become unable to work due to an illness or injury, then applying for Social Security Disability Insurance (SSDI) could benefit you in a variety of ways. One such benefit is the entitlement to Medicare much sooner than the typical age 65, as most SSDI claimants...