Behind the scenes at Social Security – The journey of SSDI applications today
When an SSDI application is filed, a comprehensive claim review process begins to determine if the applicant will be awarded Social Security disability insurance (SSDI) benefits or if the claim will be denied. While the claim review process has not changed in many...
Identifying key differences in covered leave
There is no universally accepted definition of covered leave. Across the United States, what constituents a “covered leave” varies at each level, starting at the federal government and trickling down to individual employers. While coverage may overlap at each level,...
Understanding the Medicare Part D Donut Hole
Nearly 50 million individuals receive prescription drug coverage through a Medicare Part D plan. As with other Medicare options, Part D plans range in cost and coverage. This means choosing the plan that best fits your unique needs may be difficult but is incredibly...
Disabled and Unable to Work – Two Potential Paths
Individuals who find themselves unable to work due to a disabling condition will likely find there are several important decisions to make to protect their financial future. For those disabled individuals who are over age 62 but have not yet retained “full retirement...